It looks like you have some skin laxity that will benefit from skin removal. There are two very good options for you depending on your anatomy, specifically your muscles. The first question is if you have noticeable diastasis, meaning a bulge in-between your six-pack muscles when you do a sit up or plank type of action. Your muscles look flat in your photo so this is likely not a major issue in decision making. Assuming so, the I would recommend liposuction with skin excision and umbilical transposition. This is a tummy tuck type of skin excision excluding the muscle tightening. This can be done with an oral cocktail for sedation and local tumescent anesthesia, so you never go "under". There are no drains with resumption of activity as tolerated. Also, you get the benefit of liposuction of the abdominal flap in the same setting, so you lose the fatty bulk which is NOT done in a formal abdominoplasty. There is an overall lower complication rate and down time compared to a traditional tummy tuck. This is a great option for many women out there . . . An in-person exam will help determine which option is best for you. I hope this helps.