Tummy tuck - would insurance pay for this as it is causing herniations?

A tummy tuck is considered cosmetic and is not covered by insurance. It is not designed to address lower back issues so it is possible you will not see improvement of that area from a tummy tuck. A tummy tuck will address abdominal wall separation as well as remove excess fat and skin.

A tummy tuck is considered an aesthetic procedure therefore it is not typically covered by insurance. However, if the issue is caused by the pannus, the apron of skin and fat hanging below your waist, then surgery to remove this may be covered by insurance. This procedure is known as a panniculectomy, and only targets the pannus. Targeting any tissue above, along with the correction of abdominal muscle separation, would not be covered by insurance.

Your tummy tuck is considered cosmetic and will not be covered. Tummy tucks might be covered if you had 100 pound weight loss.