Dear anniebutt7680, Thank you for your clinical post and photographs. First of all, congratulations on the weight loss, the dedication commitment to lose 100 lbs. is no small feat and congratulations on achieving your weight goal. Unfortunately, like many weight loss patients you’ve been left with compromised soft tissue. The overlying hanging pannus will likely be approved by OHIP; however, panniculectomy will only involve removal of the overhanging components not finely crafted and artistic sculpting of your abdominal musculature and new belly button and hip and flank liposuction. An abdominoplasty will include removal of all excess skin both above the belly button and below, fashioning of a new belly button and removal of excess skin and tightening of underlying muscles. This is often combined with liposuction of the hip and flanks. This is clearly your best aesthetic result, however, it is not covered by OHIP and needs to be paid for. Fortunately, many clinics such as SpaMedica offer financing. A company called Medicard that will finance this over 60 months, very similar to a car payment. Thus, you can get the optimal contour improvement that will last the rest of your life and have very affordable payments over 5 years. A consultation with a certified plastic surgeon with years of experience in body contouring surgery and extensive tummy tuck and flank contouring would be required. I’ve been performing advanced body contouring and extensive tummy tuck surgery for over 20 years and think you’re an excellent candidate for enhancing your contour and shape. I hope this information is of some assistance and best of luck. o find out more, please visit the link below. Also visit the areas on BodyTite and SmartLipo as these are big components applied to the posterior love handle and flank. To schedule a consultation simply click on the consult request form or call the number and a SpaMedica client service representative will be with your promptly. R. Stephen Mulholland, M.D. Certified Plastic Surgeon Yorkville, Toronto