Can I get a tummy tuck fully funded while I pay monthly payments even with bad credit? (Photo)

Question

Im 26 years old with a 9 year old son..when I was pregnant I had umbilical hernia.. (i was born with)..I assume this may of cause the state my belly was left in after giving birth?! The excess extra skin etc..I have bad credit and have applied to many cosmetic financing to then be denied or asked for a co signer. .which I dont have..but i can afford monthly payments!

Tom J. Pousti, MD · Answer

It is always in patient's best interest to achieve a certain degree of financial stability prior to undergoing elective surgery of any type. Patients should also keep in mind that additional surgery may be necessary in the short or long term, following the primary procedure that is being performed;  this additional surgery may be associated  out-of-pocket expenses. Again, best to achieve a physical, emotional, psychosocial, and financial “stable state” prior to considering elective plastic surgery. Best wishes.

Matthew Schulman, MD · Answer

Unfortunately for you, all plastic surgeons require payment in full prior to surgery. This should make sense because if you stop paying, we are unable to repossess your new tummy. If you are able to afford monthly payments, then perhaps a personal loan from family, friends, or bank.

Elliot W. Jacobs, MD · Answer

I'm afraid I have to agree with my colleagues on this one--no reputable plastic surgeon allows clients to make payments.  It doesn't make sense for us to do this from a number of standpoints.I
 would echo the suggestion made by another doctor and advise you to save
 up for surgery.  I'll put a link below to an article from one of our 
websites about doing just that.  It was written for male breast reduction candidates, but all the ideas can apply to your situation as well.

If 
you have bad credit, you might want to begin a campaign to repair it 
now.  If you work hard at it, you may be able to get a credit card soon 
with a small line of credit available.
  This could supplement your savings and allow you to move forward sooner.

From the photo it looks like you're a great candidate for abdominoplasty.  If you 
choose a skilled surgeon, you should be very pleased with the results.  
Best of luck in getting there!
Elliot JacobsM.D.New York Plastic Surgeon

Darryl J. Blinski, MD · Answer

If your credit is so poor than why would any doc self finance you. The risk would be took high for default. Start saving up for a year all those payments prior to the surgery...

George C. Peck, Jr, MD · Answer

The total cost of an abdominoplasty is $6000 which includes the Board Certified Professional Fee, Board Certified Anesthesia fee, and Medicare Approved Surgicenter fee. Care Credit offers loans to plastic surgery patients at relatively low rates.Hope this helps!

Can I get a tummy tuck fully funded while I pay monthly payments even with bad credit? (Photo)

Answers (5)

Answer: Can I get a tummy tuck fully funded while I pay monthly payments even with bad credit?

Answer: Can I get a tummy tuck fully funded while I pay monthly payments even with bad credit?

Answer: Abdominoplasty Candidate

Answer: Abdominoplasty Candidate

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Can I get a tummy tuck fully funded while I pay monthly payments even with bad credit? (Photo)

Answers (5)

Answer: Can I get a tummy tuck fully funded while I pay monthly payments even with bad credit?

Answer: Can I get a tummy tuck fully funded while I pay monthly payments even with bad credit?

Answer: Abdominoplasty Candidate

Answer: Abdominoplasty Candidate

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Recommended reading

Everything you need to know about Tummy Tuck

Our mission is to create a world where every investment in modern beauty is Worth It.