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47, African American, 6', 240lbs, DDD cup, are there any other options for me if insurance won't cover it?

Giving569701
Hello , I am a 47 year old African American woman. 6'0 ft. tall ..240 pounds and I have very long sagging breasts that's causing pains throughout my upper body ..like my neck my back and my chest..My breast are a size 44 DDD, I have had a few consultations with the surgeon saying I am a perfect candidate for the procedure,the problem is insurance won't cover it saying that for medical purposes they'd need to remove more tissue than the surgeon recommended.what do I do now?

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