47, African American, 6', 240lbs, DDD cup, are there any other options for me if insurance won't cover it?

If your insurance is denying your breast reduction but you still would like to have the procedure you can consider paying for it out of pocket. There are financing companies who specialize in credit for medical procedures. Some examples include CareCredit, PatientFi, and Alphaeon Credit. See your board certified plastic surgeon to find out more.

Unfortunately this is a pretty common occurance, fighting with insurance companies. You can appeal with the insurance company and annoy them mercilessly. You’d be surprised how the squeaky wheel gets the grease. Otherwise you can pay out of pocket and have it done in a plastic surgeons office to keep costs down. In our office surgicenter it would be no more than $15,000