How to get approved by Care Credit?

Hello and thanks for your question.My patients have found Alphaeon Credit to be much easier to work with and your experience with CareCredit is not unusual. Alpaheon is also a quality company and perhaps you can try to apply with them.Best wishes, Dr. ALDO :)

Consumer loan companies like to see a credit history before extending a loan. You car loan is collateralized by the car itself, so its not a great way to build a strong credit history. I would apply for an American Express card, use it and pay it off each month.

I would try to get in touch with your bank or try another financial lender.  You may find that you can find a better interest rate than Care Credit provides.  Good luck!

Cosmetic Surgery procedures are a luxury items. It's best to save the money and not incur the debt and burden of assuming the debt that you can't pay. If you are denied by Carecredit - you can try having a co-signer or use a different financing company . 

Several of my patients who were unable to receive approval from Care Credit or other financing companies found that they were able to finance with Alphaeon.  

Thank you for sharing your question.  The fastest way to use CareCredit would be to find a co-signer of the credit limit you are asking for, but to increase your credit score you would need to show reliable repayments of regular bills, for example another credit card, a loan on a house, monthly rent, etc.  Hope this helps.

Care Credit will let you use a co-signer. You will need to have the co-signer's information when your are applying as well as your information. Good luck!

Hi aymedang!
Thank you for your question. Many of my patients who were unable to receive approval from Care Credit found that United Medical Credit is another great financing option. 
Best of luck!

This is such a tricky question but over all a great question posed on many. I would first check with your bank to see if you can get a loan with a lower interest rate. Care credit is rather tricky and with your such a high credit score i would assume your bank will give you the best offer AND lower interest rates. With that being said you should always have another option as well. Research credit cards that caters to your life style. CARDS with 0% intro APRs. Features like a $200 sign up bonus or 5% cash back. Low Interest Rates. No Annual Fee. Types: Cash Back, Rewards, Low Interest, Travel, No Annual Fee, Balance Transfer.

Financing can be tricky at times. I agree with the others in that you can get a cosigner. In addition you can try another financing company or talk to a credit union or bank. Good luck.