So I recently got denied by Care Credit with a score of 727 TU (which I think they usually check) they stated the reason they denied my proposal is because I don't have enough sufficient accounts opens meaning (no other credit cards) I do have one car loan but that's all or I don't have enough credit history How to I find get more? Should I apply for a credit card? Take out a personal loan? What would be more beneficial?
Answer: How to get approved by Care Credit? Hello and thanks for your question.My patients have found Alphaeon Credit to be much easier to work with and your experience with CareCredit is not unusual. Alpaheon is also a quality company and perhaps you can try to apply with them.Best wishes, Dr. ALDO :)
Helpful 3 people found this helpful
Answer: How to get approved by Care Credit? Hello and thanks for your question.My patients have found Alphaeon Credit to be much easier to work with and your experience with CareCredit is not unusual. Alpaheon is also a quality company and perhaps you can try to apply with them.Best wishes, Dr. ALDO :)
Helpful 3 people found this helpful
Answer: Credit history Consumer loan companies like to see a credit history before extending a loan. You car loan is collateralized by the car itself, so its not a great way to build a strong credit history. I would apply for an American Express card, use it and pay it off each month.
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Answer: Credit history Consumer loan companies like to see a credit history before extending a loan. You car loan is collateralized by the car itself, so its not a great way to build a strong credit history. I would apply for an American Express card, use it and pay it off each month.
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November 20, 2018
Answer: Care credit I would try to get in touch with your bank or try another financial lender. You may find that you can find a better interest rate than Care Credit provides. Good luck!
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November 20, 2018
Answer: Care credit I would try to get in touch with your bank or try another financial lender. You may find that you can find a better interest rate than Care Credit provides. Good luck!
Helpful
November 16, 2018
Answer: Credit issues This is such a tricky question but over all a great question posed on many. I would first check with your bank to see if you can get a loan with a lower interest rate. Care credit is rather tricky and with your such a high credit score i would assume your bank will give you the best offer AND lower interest rates. With that being said you should always have another option as well. Research credit cards that caters to your life style. CARDS with 0% intro APRs. Features like a $200 sign up bonus or 5% cash back. Low Interest Rates. No Annual Fee. Types: Cash Back, Rewards, Low Interest, Travel, No Annual Fee, Balance Transfer.
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November 16, 2018
Answer: Credit issues This is such a tricky question but over all a great question posed on many. I would first check with your bank to see if you can get a loan with a lower interest rate. Care credit is rather tricky and with your such a high credit score i would assume your bank will give you the best offer AND lower interest rates. With that being said you should always have another option as well. Research credit cards that caters to your life style. CARDS with 0% intro APRs. Features like a $200 sign up bonus or 5% cash back. Low Interest Rates. No Annual Fee. Types: Cash Back, Rewards, Low Interest, Travel, No Annual Fee, Balance Transfer.
Helpful
November 11, 2018
Answer: How to get approved by Care Credit? Cosmetic Surgery procedures are a luxury items. It's best to save the money and not incur the debt and burden of assuming the debt that you can't pay. If you are denied by Carecredit - you can try having a co-signer or use a different financing company .
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November 11, 2018
Answer: How to get approved by Care Credit? Cosmetic Surgery procedures are a luxury items. It's best to save the money and not incur the debt and burden of assuming the debt that you can't pay. If you are denied by Carecredit - you can try having a co-signer or use a different financing company .
Helpful
April 23, 2017
Answer: Approval by Care Credit Several of my patients who were unable to receive approval from Care Credit or other financing companies found that they were able to finance with Alphaeon.
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April 23, 2017
Answer: Approval by Care Credit Several of my patients who were unable to receive approval from Care Credit or other financing companies found that they were able to finance with Alphaeon.
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