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How urgent is it to get a collapsed saline implant removed?

dmd_001
I had a saline implant placed in my right breast about 20 yrs ago due to asymmetry which was paid for by insurance. So 20 yrs and 3 kids later I started having some pain and noticing the volume was not the same. An ultrasound and doc exam confirmed its collapsed. I got two consultations and they both think that the insurance will not pay to get it removed. It will cost about 1625 dollars that I do not have right now so I am wondering if I can should get it out right away or can I wait? Are there risks?

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