Dear rockermommy, Thanks for submitting your pictures. From observing your pictures, you appear to have skin and muscle laxity from the mid upper abdomen to the pubic bone. You also have diffuse stretch marks, irregular C section scar, unattractive belly button and your body posture is straining your back due to the protrusion of your tummy. Based on these findings, you will need full tummy tuck , which includes abdominal muscles and skin tightening and creation of new improved belly button. This procedure will be one of the best investment in yourself. It will increase your self esteem, sense of femininity and will make shopping fun again... The cost of tummy tuck in my surgery center is $8000 which includes the following: accredited surgery center, surgeon's fee, anesthesia fee, operating room fee, recovery room fee and standard post operative follow ups. If your quote includes all of the above, than you got a very low price for that procedure. Cost of surgery is important, but choosing the right doctor is more important, because if you will need corrective surgery, the cost will escalate significantly. You have to realize, that not all results are the same, because experience , skills and aesthetic eye are critical for good outcome. So, do your due diligence carefully and choose wisely. Always consult with experience board certified plastic surgeons , who operate in accredited surgery center for your safety. Most importantly, check the before and after pictures in the photo gallery, to make sure that they are numerous, consistent and attractive with flat stomach, low scar and nice belly button. Check also the reviews at 'Realself' for ratings and positive experience reports. As far as payment, if you have good credit, there are companies like Care credit , Prosper and others that will finance your surgery. Best of luck, Dr Widder