Insurance Coverage for Correcting Deviated Septum and Crooked Nose?

Generally, insurance will cover the functional portion of your surgery as long as your condition and the degree of nasal obstruction, and alternatives to surgery have been well documented by your surgeon. The insurance company may even elect to cover the nasal fracture portion of your procedure. If the fracture is old, it will likely be treated as a cosmetic condition and coverage is very unlikely. There are still advantages to having your nose fixed the way you want it if you are considering undergoing functional repair for breathing. First, it is one surgery and often times the septal cartilage that is being repaired can also be used to treat some of the cosmetic deficiencies of the nose.
Second, although your insurance will not cover the cosmetic portion of the nose, they will cover a great deal of the surgical center fees and the cost of the anesthesiologist. This will help to bring down the cost of having your nose fixed without any insurance coverage by a significant amount.
In terms of getting back to your work outs, I suggest being patient. Once you have committed the time, energy, and expense to having your nose fixed, you should be careful to enable the healing process to take place flawlessly. I advise against significant physical activity for about three weeks (although this will also depend on the degree of work performed on the nose) and then a gradual increase in exercise level for the next couple of weeks.

If you have a deviated nasal septum and a crooked nasal appearance, the expertise of your surgeon may be one of the most important factors for achieving a desired result. Consider consulting with several rhinoplasty specialists near you, so you could see what might be best. Thank you. Dr Joseph

If your nose used to be perfectly straight, then you have a great chance of making it straight again. It is best to do the septoplasty and nasal straightening together, and if the crookedness is due to a nasal fracture, then insurance usually pays for both of them.

In general, insurance covers the functional portion of your nasal surgery including correcting a septal deviation, nasal valve repair and turbinate reduction if needed. They can also cover the repair of nasal fractures. However, the insurance does not cover any cosmetic portion of nasal surgery which includes straightening a nose.
It is still to your advantage to do address cosmetic concerns at the time of your functional nasal surgery for several reasons. First, it does not add much time to your recovery. Secondly, the septal cartilage that is addressed during your septoplasty is useful in acheiving your desired cosmetic changes. Thirdly, insurance coverage of the functional portion of the surgery helps drive the cost down for any additional cosmetic surgery as the majority of the anesthesia and facility fees are paid by the insurance and any additional cosmetic surgery time is less costly. 

Hello,The general rule for rhinoplasty procedures and insurance is that insurance will only cover if it is a functional issues. This means that your breathing is obstructed in some way and needs to be fixed to better your quality of life. You will have to make sure your insurance plan even offers the possibility of covering a septoplasty, and then you have to send in your documentation to verify how bad it is. As to your workout question, I advice my patients to wait 6 weeks before starting to work out again. All the best, Deepak Dugar, MDScarless Rhinoplasty ExpertBeverly Hills, CA 90210

Very common question is will my insurance pay for my surgeryThis has lots of elements and is not straight forward.  First it depends on your plan and your benefits.  Call you insurance company to see what they cover.  Next at most your insurance will pay for things the cause a functional problem like breathing issues.  A deviated septum on its own while it may make your nose crooked does not necessarily lead to breathing issues.  You will need a full work up with perhaps a CT scan and then your surgeon can determine the extent of your problems and submit it to your insuranceGood LuckDr Rahban