Do I have too much abdominal fat for a tummy tuck? (Photo)

I am 33 years old, and recently lost over 70 lbs. I am close to my ideal weight. I am 5’4” and last weighed in at 137 lbs. I have quite a bit of loose skin in my tummy, but also I have always carried most of my weight in my midsection, and still have some excess fat there. Waist measurement is about 32 inches. Am I a candidate for a tummy tuck? My goal weight is 125 lbs but even once I get to that weight I will still have excess fat in my midsection.