Each surgeon typically has their own financial policy which should govern, among other things in your financial relationship, the terms under which refunds are allowed and what is done in the event of cancelations. This should be a written document that you are presented with and asked to sign before proceeding even to consultation, let alone surgery. If you do remember signing such a document in your surgeon's office, the first place to check for an answer to your question is there. While these things usually function as a contract that you agree to by signing, this doesn't mean that the parties can't use their discretion to change those terms on a case-by-case basis. In the case of my own office, we have a written cancelation policy which allows for us to withhold refunds after a certain period of time before surgery, so that we can cover the up front costs to us of actually scheduling the surgery. In many instances we wind up incurring costs ourselves by reserving operating room time, ordering equipment/supplies/implants, scheduling staff and anesthesia providers, and blocking out surgeon time, so such refund policies are not unique and not without justification. However, having said that, we also very liberally use our discretion when enforcing our own policy, and in cases of unavoidable cancelation, such as a sudden medical problem, we will often negotiate any costs we may have incurred and work with our patients to minimize or avoid any payment if possible. This is especially true if we see the cancelation as a "temporary" thing and we anticipate rescheduling the surgery at a later time. The best thing for you to do is first find out whether you were provided with your surgeon's cancelation and refund policies, and if so, consult that document for the terms. Then call your surgeon's office and see what you can work out in the event that the policy does not allow for a refund given the specific circumstances of your cancelation and timing of that. Good luck.