Is a full tummy tuck with muscle repair worth it for someone slim, and is a vertical scar necessary? (Photos)

I’m 43 years old and 4’11”. I’m already slim, so part of me worries that undergoing a full tummy tuck with muscle repair may be unnecessary or a waste of money. However, I remain very self-conscious about my lower abdomen and do not feel comfortable wearing a bikini. My surgeon recommended a full tummy tuck with muscle repair and told me that I will also have a short vertical scar on my lower abdomen, in addition to the horizontal tummy-tuck scar. Based on my photos: 1. Does a full tummy tuck with muscle repair appear appropriate for my anatomy? 2. Is muscle repair likely to provide a meaningful benefit for someone who has never been pregnant? 3. Does the short vertical scar appear necessary? 4. Could a mini tummy tuck, skin-only tummy tuck, or another approach improve my lower abdomen without the vertical scar? 5. Would the improvement likely be significant enough to justify the procedure for someone who is already slim? I understand that photos cannot replace an in-person examination. I’m seeking additional professional opinions before making my final decision.