Unfortunately, insurance will never cover a true tummy tuck. A true tummy tuck is an advanced cosmetic procedure and these are not covered by insurance. Insurance will sometimes cover a smaller procedure called a panniculectomy. Although some patients and non surgeon physicians use the terms interchangeably they are very different procedures. A panniculectomy is just a simple procedure to remove a roll of excess skin from the waist but it does not involve all the complex steps done in a real abdominoplasty aka tummy tuck. The criteria are very strict to legitimately have a panniculectomy covered by insurance and usually involves failing 6 months of appropriate conservative medical therapy among other things. The panniculectomy is a smaller functional surgery that does not make the dramatic improvements in appearance that you get with a real abdominoplasty. Best of Luck on your journey.
No insurance does not pay for cosmetic surgery. They pay for functional surgery or surgery that prevents disease or treats disease. In our world that is breast reductions and panniculectomies in qualified patients.Best
