Virtually 100% of the time, inner thigh lift is an elective cosmetic procedure and insurance will not pay for it. In some rare situations of massive weight loss, you may be able to show medical necessity and insurance may cover the procedure. This takes a very very special situation and in my many many years of performing hundreds of thigh lifts, I have only had insurance cover it ONCE.
Insurance almost never pays for inner thigh lift even after massive weight loss. I think you should probably go ahead and plan on having to pay for this cosmetic procedure out of pocket. Kenneth Hughes, MD Los Angeles, CA