Can my insurance cover back fat surgery?

No insurance company I've every come across covers cosmetic surgery for fat removal.  They consider any surgery for appearance to be non-health related, and rightly so.  Insurance is for health, unfortunately not for elective appearance surgery.  We run into this distinction every day in our practice.

Insurance will not cover removal of fat on the back as it will be considered cosmetic.Kenneth Hughes, MDLos Angeles, CA

Hello and thank you for your question.  The best advice you can receive is from an in-person consultation. Based on your description, you may be a good candidate for waistline contouring liposuction of your back.  This can greatly improve your overall shape with a
smaller waist.  Unfortunately, insurance providers will not cover this.  Make sure you specifically
look at before and after pictures of real patients who have had this
surgery performed by your surgeon and evaluate their results.  The most
important aspect is to find a surgeon you are comfortable with. I recommend
that you seek consultation with a qualified board-certified plastic surgeon who
can evaluate you in person.
Best wishes and good luck.
Richard G. Reish, M.D.
Harvard-trained plastic surgeon