The majority of patients currently asking for Facelifts in my practice still pay cash. A small minority use programs like Care Credit. Despite the nature of some infomercials offering quick fixes, the majority of Facelifts will cost in the neighborhood of 10k (give or take a few thousand depending on the area). This statement applies to Facelifts performed by Board Certified Facial Plastic Surgeons or Plastic Surgeons who consistently obtain great, long lasting results. The reason for this is that certain costs of doing business are fixed like anesthesia, staffing, facility, and supplies. Therefore, as other posters have noted, if you can't afford a Facelift right now, wait until finances improve and do it right. Or, if you are willing and able to finance the procedure and understand the terms of your financing, go to a local Board Certified Facial Plastic Surgeons or Plastic Surgeon with a great local reputation.