Insurance will only pay for procedures which are medically necessary, which tummy tuck is not. Once in a while, they might cover a procedure which will remove fat which hangs down below one's pubic area and is causing rashes, infection, and other medical issues, but even then, sometimes, not. Even more important, you mention you have problems with eating, and if this is not addressed, you will never get the result you're looking for, because it will only be temporary. I think you should visit with a nutritionist or bariatric doctor to get involved in a program designed to learn healthy lifestyles and habits. Only after you improve in that department can you focus on the secondary aspects. I wish you Luck!Dr. Subbio