I would try wearing the retainer 24 hours a day. If that doesn't work, return to your orthodontist and ask what they would suggest. Also, I advise my patients to wear their retainers 24 hours a day after they have completed their Invisalign treatment. The teeth are prone to...
Yes, you have both. Overjet and overbite. I would recommend you seek treatment at an experienced orthodontic facility to correct the issues. Overjet and overbite tend to increase with age.
As long as the attachment fits well with the Invisalign aligners it doesn't make a difference if the attachment template was used or one of your active aligners. If the orthodontist noticed an issue he/she would have just removed the attachments and done them again.