I broke my nose when I was younger. Over the years as I got older, my nose has now grown crooked. Will my insurance cover this?
Doctor Answers 8
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Insurance coverage for rhinoplasty
Insurance companies vary in their coverage. Some require evidence of an ER visit and x-rays at the time of injury. The odds are they will not cover it if you cannot provide the documents. However, your doctor's office can call or write a letter of "medical necessity" to try to get you covered. Good Luck!
Thank you for your question.
Generally, if something on the inside of the nose that causes you to have symptoms such as chronic runny nose, snoring, trouble breathing etc are deemed medically necessary to correct and can be covered by insurance. Anything on the outside or the “appearance” of the nose such as a hump or bulbous tip, is considered cosmetic and will be self pay. I would recommend going to see and ENT specialist and having them refer you to a board certified plastic surgeon so they can perform a nasal examination and give you their opinion.
Best of luck in your endeavors!
James Fernau, MD, FACS
Board Certified ENT
Board Certified Plastic Surgery
Member of ASPS, ASAPS, ISAPS, The Rhinoplasty Society, AAFPRS, OTO/HNS, ASLMS, International Federation for Adipose Therapeutics & Science
Crooked nose/ Insurance
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