Love handles / lower back - Will lipo help? (photo)

My vote would be to wait. I think sculpting with your tummy tuck would provide better results with less scaring and skin issues to deal with at the time of your surgery. I do a lot of revision liposuction and revision tummy tucks. I know in my hands and likely any surgeon would agree the first time you’re fixing something is that best chance to create the most graceful curves and shape.
Cost for flank and abdomen liposuction is approx 13-16k. Most people to finance the surgery with specialty finance companies, like care credit or alpheon credit.

Dear Powerful425797,

it is hard to tell for sure without an examination. If you are considering surgery, I would suggest you consult a board-certified plastic surgeon. Only after a thorough examination, you will get more information and recommendations.

Daniel Barrett, MD
Certified, American Board of Plastic Surgery
Member, American Society of Plastic Surgery
Member, American Society of Aesthetic Plastic Surgery

From the photos and description of your goals you should be able to have a nice improvement from liposuction to your hips and lower back. You can elect to have this done now or at the same time as a tummy tuck. Either way liposuction should address the concerns you mentioned. You also look like a good candidate for the tummy tuck for when you're ready.