Crooked Nose and Trouble Breathing, Will Insurance Cover Surgery? (photo)

Most insurance companies cover straightening of a crooked and broken nose that is causing a breathing issue.  The insurance company, out of medical necessity will also cover the internal breathing component of the nose.  This may include septoplasty, turbinate surgery, or a spreader graft for the concaved side of the nose where it is collapsed inward.  Any cosmetic changes to the nose would need to be paid for by the patient.  As long as all of these procedures are breathing related, most medical insurance plans will cover the procedure.  Remember that patients also have co-pays and deductibles.

Insurance generally covers procedures that are to improve function and your health, but not those that are just for aesthetic purposes. Therefore, there is a good chance that your surgery would be covered, or at least a portion of it.

Insurances will typically cover procedures to help improve nasal obstruction.  The extent of coverage varies based on the details of the insurance plan.  Insurance will not cover procedures that address nasal asymmetry but are not necessary to improve nasal obstruction.