Will my health insurance cover my tummy tuck?

Thank you for your question. The tummy tuck, or abdominoplasty, is not considered a medically necessary surgery so it is not covered by medical insurance.  A panniculectomy, which the excision of the skin that hangs over the groin area, can often times be covered by medical insurance when certain criteria is met.  I have had patients add a full tummy tuck to an insurance covered panniculectomy.  In some cases, doing this can lower the costs of a tummy tuck.  I would recommend seeing a board certified plastic surgeon, that accepts your insurance, to determine whether this could be an option for you.Good luck!

Thank you for your question. Insurance will not cover procedures that are considered cosmetic. However, when patients have had massive weight loss and the excess skin hangs below the pubic bone, insurance may cover a procedure known as a Panniculectomy. The patient must have clinical documentation of rashes as well as a letter of medical necessity from a referring provider. Photos must be provided to the insurance company as well.

claudetinnin.  Sorry, however health insurance does not cover cosmetic procedures like Tummytuck  surgery. Your first option would be to adopt a reasonable diet and exercise program to try to contour your body naturally. The next step would be to consult with a board-certified plastic surgeon in the area to explore the best options for you. Good luck. 

A tummy tuck is considered an elective cosmetic procedure and therefore is not covered by insurance. It is not a procedure for weight loss. It is a contouring procedure that removes excess skin and subcutaneous fat as well as corrects abdominal wall laxity. Visit with a board certified plastic surgeon near you to learn more and find out if you are a candidate.

A tummy tuck is considered cosmetic surgery and is not covered by health insurance. Depending on the criteria some insurances could cover a panniculectomy, which is a procedure that removes all the excess skin that hangs over the groin area.

Hello, and thank you for your question. Because a tummy tuck is typically considered a cosmetic procedure, most insurance policies don’t cover it. The only way it might be covered would be if your tummy tuck was deemed medically necessary. Still, you can talk with your plastic surgeon about financing options to help make the procedure as affordable as possible.

Tummy tuck will remove excess skin and fat and tighten up the muscle if needed.  It is a cosmetic procedure, so is not covered by insurance.  If you feel you are too heavy, start with assessing your height and weight and look up your body mass index (BMI).  If it is too high, work on eating healthier and losing weight first.   If you do need a tummy tuck you would need to be at a BMI of 30 to do it safely.  Good luck!!

Hi and thank you for your question.  An abdominoplasty (tummy tuck surgery) is considered a cosmetic procedure and is not covered by medical insurance.  For patients with a large pannus, or skin envelope that hangs over the groin region, we can appeal to a patients insurance carrier for medical necessity coverage for a procedure called a panniculectomy - assuming that all of the necessary criteria set forth by the insurance carrier has been met.  If you are interested in a tummy tuck procedure I would recommend scheduling an in person consultation.  Many practices offer financing options to help make patients cosmetic dreams a reality and this might be something worth looking into.  I hope that this helps!

An abdominoplasty commonly called a tummy tuck is  considered cosmetic surgery and insurance will not  cover the cost. 

I have never had an "insurance" entity authorize  tummy tuck surgery. In other words, insurance companies do not consider this operation medically necessary. Sometimes, however insurance companies will cover excision of lower abdominal wall skin/apron;  this operation is called a panniculectomy. 


Best wishes.