We are lucky if insurance covers and then pays for medically necessary procedures at this point! Tummy tucks are cosmetic and not covered. Some insurers will pay for ventral hernias but at such a low rate that, by the time we are finished dealing with an in-network facility that bills through the nose for the cosmetic portion, the whole operation costs more than as a straight cosmetic case. So, I would be doubtful.
An abdominoplasty or Tummy Tuck is considered cosmetic surgery and unrelated to health issues. For that reason insurance companies do not cover it.