Would a tummy tuck or lipo 360 help target my mom pouch, back fat, and love handles? 176 lbs, 5'5 (photos)

Thank you for sharing your question and pictures. It's all about your goals and expectations.
The downside of just doing lipo 360 would be subsequent excess skin left over and not a flat stomach. Upside: no scars and a better shape overall.
The downside of the tummy tuck would be a long scar and belly button scar. Upside: flat stomach, muscle repair, and excess skin removed.

Thank you for your question regarding whether a tummy tuck or lipo 360 helps target your mom's pouch, back fat, and love handles. Thank you for your history and your photos. Based on the pictures you attached, you have excess skin, excess fat, weak abdominal muscle, and stretch marks. Your stretch marks indicate that liposuction would not be optimal for your tummy. Therefore, in my opinion, whatever liposuction you have, even if you have VASER liposuction, your skin will not retract. In my opinion, you will have hanging skin. I understand if you do not mind the hanging skin to avoid the tummy tuck scar. However, if you have the best results for your tummy, I would strongly suggest a tummy tuck or abdominoplasty. During a tummy tuck or abdominoplasty, an incision is made low on the abdomen, and excess skin from the pubic region to above the belly button is removed. Your muscles are repaired, a new belly button is created, and the pubic region is raised and reduced. In regards to your back and love handles, I would suggest aggressive liposuction with the use of a vaser. These can be combined with your tummy tuck. Thank you for your question regarding whether a tummy tuck or lipo 360 helps target your mom's pouch, back fat, and love handles.
If you have any more questions regarding the tummy tuck or abdominoplasty, please contact my office. Since an abdominoplasty can be a difficult procedure, please seek an experienced, board certified plastic surgeon with significant experience performing tummy tucks. Do your research. Make sure your chosen plastic surgeon has performed at least 100 abdominoplasties. Make sure they have the before and after pictures to prove it. Carefully examine their before and after pictures and check their reviews on RealSelf. Good luck! Sincerely, Dr. Katzen. (“Verified” Plastic Surgeon, President of the American Society of Bariatric Plastic Surgeons, Certified by the American Board of Plastic Surgery, Fellow of the International Society of Aesthetic Plastic Surgery, American College of Surgery, International College of Surgery, and American Board of Metabolic and Bariatric Surgery, and ​member of the American Society of Plastic Surgery, American Academy of Cosmetic Surgery and RealSelf Hall of Fame.)

A tummy tuck would provide a substantially better improvement for you. It would provide resection of excess skin and tightening of your muscles, in addition to the fat removal you would achieve from liposuction alone.