In January 2008, I had a rhinoplasty operation. I paid my $1500 deductible and paid an extra $3000 for the cosmetic part. Since I paid my deductible for the year of $1500 , everything I do is basically free for the year.
I had a deviated septum corrected plus a bit of a nose size reduction. My nose looks a lot nicer but I am still not totally satisfied. My septum is now straight but the only problem is that I still can't breath normally from both nose holes at the same time. I decided I wanted my doctor to do a revision to fix it a bit cosmetically since my nose tip still hangs a bit and I still have a bit of a bump on my nose, so I would like for him to bring it down a bit from the top bone, and bring my nose tip up a bit .
He has agreed to do the cosmetic revision at no additional cost and at the same time fix my breathing so I can breath smoothly from both holes at the same time. I have a lot of confidence in my surgeon. I just want him to do minor changes to my nose cosmetically and fix the breathing. Now, since I have already paid my deductible of $1500 for the year 2008 , if I do the surgery in December 2008, I won't have to pay the $1500 deductible, it will be free and it will be 11 months after my original first surgery took place. If I do the revision exactly 12 months later then the surgery will take place in January 2009, then I will need to pay the new $1500 deductible for the new year.
My surgeon recommended I wait 12 months. I asked him if I can do the surgery in December 2008 which is 11 months after my first surgery, but he said he does not recommend it and I should wait until January 2009 which will be 12 months later after my first surgery took place.
Should I wait 11 months or wait 12 months? Will it be safe to do the surgery 11 months later or will I be asking for trouble?