Are there any doctors in the Atlanta area that have in-house financing?

Question

I have three kids, and I want a mommy makeover to get my body back. At the moment, I am a stay at home mom, but my husband makes a good amount of money ($100K+). We can definitely afford the monthly payments and we can pay a significant down payment, but we just don't have the best credit due to past events. Things are a lot better for us now, but it just takes so long to repair credit. Are there any in house financing options available?

Vincent N. Zubowicz, MD · Answer

There are plastic surgeons in Atlanta that offer financing true credit companies. I am unaware of anyone who assumes the financing risks by the practice itself. Most practices will accept a layaway plan is a form of financing.

Jed H. Horowitz, MD, FACS · Answer

A Mommy Makeover is a combination of procedures to bring a woman’s body back to the way she looked prior to pregnancy. Most commonly some variation of a #TummyTuck and #BreastSurgery are performed. Additional procedures can include liposuction, umbilical hernia repair.  The most common #breastprocedures include #mastopexy or #breastlift, #breastaugmentation, or #breastreduction.

The costs of a #Mommy Makeover will depend on several factors. Such include the geographic location, the skill and experience of the surgeon, and operating room and anesthesia fees.  However, many payments plans exist for cosmetic procedures. Ask your surgeon's office about finance programs and lenders they may recommend as well as personal loans available through  finanical institutions.

Please keep into consideration: Your procedures should be performed by a #PlasticSurgeon who is board-certified and has a great deal of experience specializing in cosmetic #surgery. You will then greatly improve your chances of getting the result you desire, and, without the need for a revision surgery. It is suggested that you look at before and after photos of the surgeons actual patients, and read patient reviews. Gathering all of this information will help you make a well-informed decision.

Jeffrey E. Schreiber, MD, FACS · Answer

To find a board certified plastic surgeon in your area, go to
the American Society of Plastic Surgeons website.  There, you can find someone near you and look
at his/hers website to see if it’s someone you might consider for your
surgery.  Financing and price can also be
discussed with the plastic surgeons.  Good
luck!

Patricia Yugueros, MD · Answer

I accept Care Credit, which is a great option to patients that allows you to make monthly payments, interest free for up to one year. Or you can do a lay-away plan which allows you to save up for your surgery.

Mark Deutsch, MD, FACS · Answer

Thank you for your question. I cannot speak for other local plastic surgeons but I use Care Credit which has several financing options that are available for potential patients.

Tom J. Pousti, MD · Answer

Thank you for the question. Although I cannot answer your question specifically regarding in-house financing some general thoughts may be helpful to you. When it comes to selection of your plastic surgeon, I would suggest starting with the American Society of Plastic Surgery and/or the Aesthetic Society of Plastic Surgery to obtain a list of well experienced board-certified plastic surgeons.
Then, I would suggest you visit a few surgeons whose practices concentrate on aesthetic surgery. Ask to see lots of examples of their work and preferably speak/see patients who have had similar procedures done.
Be very careful with your decision-making. You will find, while doing your due diligence, that there are many different “specialties” who will offer their services to you; again, I strongly recommend you concentrate on surgeons certified by the American Board of Plastic Surgery.
Again, I would also suggest that you do not base your selection of plastic surgeon primarily on costs  or the availability of in-house financing; keep in mind that revisionary surgery may be more costly in many ways.
Since you considering undergoing a major operation which often involves a significant physical and emotional recovery ( often underestimated by surgeons and patients alike), a few words of advice may be helpful:
1. Make sure you are doing the procedure for the right reasons (for yourself) and that you have realistic expectations. Be aware that an improvement in the “problem area” may not translate to an overall improvement in your life situation. You are bound to be disappointed with results of the procedure if your motivation for doing the surgery is not internally driven.
2. Time your surgery carefully; generally, it is not a good idea to have surgery done during or immediately after a stressful period in life (for example divorce or death of a loved one). The additional stress of surgery will undoubtedly be more challenging to deal with if a patient's emotional reserves our already exhausted. Remember, that an improvement in your physical appearance will not translate to an improvement in your life situation.
3. If possible speak to patients who have undergone similar procedures and query them about the toughest times of their recovery period. Any practical hints previous patients can provide may be very helpful.
4. Make sure you are aware of potential complications that may arise how to reach your surgeon if necessary.
5. Make sure you have a strong and patient support system (several people if possible) in place who have time/patience to take care of you. Arrange for professional nursing if any doubt exists regarding the availability and/or stamina of your caretakers.
6. Be patient with the healing process, understanding that it will take several weeks to months to feel “normal” again. It may also take many months/year to see the end results of your surgery.
7. Be prepared to distract your mind with things of interest such as books, magazines, and movies.
8. Expect less of yourself; do not go back to work, school or chores too early and let others take care of you (for a change).
9. Pick your surgeon carefully (a well experienced board-certified plastic surgeon) and trust in his/her advice. Keep in close communication with your surgeon and do not hesitate to communicate questions/concerns and the emotional swings that you may experience.
10. Resume all medications that you were using preoperatively when cleared by your plastic surgeon and stop the use of narcotics and sedatives as soon as feasible after surgery.
11. Keep in mind the end results as you go through the tougher emotional times after your surgery.
I hope this, and the attached link, helps.

Robert E. Zaworski, MD (retired) · Answer

We have a program where patients can make payments for the surgeon's fee prior to surgery.  The account is set up and once paid, the surgery is scheduled.  Also, we offer financial options through care credit and alphaeon.   Discuss all options at your consultation.

Are there any doctors in the Atlanta area that have in-house financing?

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