Can I finance a Body Lift Surgery?

Financing Options for a Body Lift Surgery
Hello, and thank you for your question regarding financing a body lift surgery. Congratulations on your 155-pound weight loss—that is an incredible achievement! I completely understand wanting to remove the excess skin, and financing can be a great option if you are ready for surgery but prefer to pay over time.

Most board-certified plastic surgeons offer financing options to help make body lift surgery more affordable. At my practice, we offer CareCredit, which is one of the most popular and widely used medical financing programs.

How CareCredit Works
CareCredit is a healthcare credit card specifically designed for medical procedures, including plastic surgery. It allows patients to finance their surgery upfront and make manageable monthly payments over time. Here’s how it works:

Approval is based on creditworthiness, but even if you don’t have an extensive credit history, you may still qualify.

Different repayment plans are available, including interest-free promotional options if paid within a set period (typically 6, 12, 18, or 24 months).

For longer financing, extended plans (24, 36, 48, or 60 months) with fixed monthly payments and lower interest rates are also available.

CareCredit can be used for multiple procedures or combined with other financing options if needed.

Applying for CareCredit or another financing option is straightforward. Most applications can be completed online in minutes, and many patients receive instant approval. If you’re concerned about eligibility, some programs allow you to apply with a co-signer to improve approval chances.

I recommend contacting your chosen plastic surgeon's office to ask about their specific financing options and which companies they work with. Many offer virtual consultations where you can discuss financing before committing to surgery.

Good luck, and I hope this helps answer your question regarding financing a body lift surgery!

Sincerely,
Dr. Katzen

Care Credit acceptance is offered at many plastic surgeon's offices for body lift and other cosmetic procedures.#cosmeticsurgeryfinancing

Thank you for your question.  It is common for patients to finance their cosmetic surgery.  There are many reputable firms that specialize in medical procedure financing.  Their interest rates and repayment schedules vary so it's worth doing your research to find the best match for you.

Many patients finance their surgery, especially for more expensive surgeries such as a body lift.  Your surgeon can help you with this.

Congratulations on loosing your weight! Sure, you have to apply first and see if you get approved. You can do it through provider's website. Some of the finance companies we work with offer no interest payment plans as well- if approved.

Financing is available in many offices.  Kenneth Hughes, MDLos Angeles, CA.............................

You may qualify for a panniculectomy using your insurance if there is significant maceration and intertrigo of the skin fold.. This operation is part of the total body lift and would defray a portion of the cost of the procedure which is not covered by insurance. Care credit or other financing companies are available.Michael Eisemann M.D.Plastic SurgeonHouston

 Thank you for the question.In our practice, we use Care Credit as well as other companies; they have been used by our patients with no problems.  They do have different rates so please make sure you get all of the information you need prior to signing up with any financing company.Generally speaking, it is always in patients' best interests to achieve a certain degree of financial stability prior to undergoing elective surgery of any type. Patients should also keep in mind that additional surgery may be necessary in the short or long term, following the primary procedure that is being performed;  this additional surgery may be associated  out-of-pocket expenses. Again, best to achieve a physical, emotional, psychosocial, and financial “stable state” prior to considering elective plastic surgery. Best wishes.

Most surgeons offer payment plans/financing plans at their offices. These options can be discussed with staff at the surgeons office.

Many companies offer financing options. Plastic surgery offices can not offer financing but their staff can facilitate the process by introducing you to these services. One or two of them are endorsed by our society and they have a good reputation.