Will insurance cover my rhinoplasty if I have breathing issues?

Hi,

Unless your surgeon accepts your insurance plan, you would need "out of network" coverage for any functional (breathing) portion of a rhinoplasty. Typically, you would need to pay for the full cost of the surgery and you would get the functional portion paid back to you by the insurance.

Best,
MS

Good question!
Insurance plans vary, so I would recommend reaching out to your insurance company to inquire about your deductible and benefits.
Often times, surgery that addresses breathing issues, such as a septoplasty or repair of vestibular stenosis, are covered by insurance. Ensuring you understand your benefits and out of pocket costs will help!
A rhinoplasty is performed to address the appearance of the nose, and is almost never covered by insurance.

A rhinoplasty is considered cosmetic and must be paid for by the patient. A septoplasty or turbinate surgery on the inside of the nose is performed when there is nasal obstruction which is considered functional, and is billed to patient's medical insurance for medical necessity. Both functional and cosmetic surgery can be performed simultaneously. Look for a double board-certified ENT/facial plastic surgeon who can accomplish both the cosmetic and functional and cosmetic work simultaneously. Choose your rhinoplasty specialist wisely since it is the hardest procedure to perform correctly in the entire field of cosmetic surgery