I was just wondering?
Is There Any Way to Get Rhinoplasty Covered by Insurance?
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Doctor Answers 20
Insurance and Rhinoplasty
Insurance and rhinoplasty
Post Traumatic Deformities May Be Covered.
Under these circumstances, rhinoplasty is viewed as a restorative procedure. When this situation arises, it’s reasonable to seek prior authorization and nothing is lost if the insurance carrier doesn’t cover the expense. Under these circumstances, the procedure can still be performed as a cosmetic rhinoplasty.
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Is there any way to get rhinoplasty covered by insurance?
Discuss your issues and complaints with a board-certified plastic surgeon to discuss these as well as to examine and assist you in deciding which procedure(s) will be the best for you. A discussion of the advantages and disadvantages will take place along with the risks and benefits. Insurance companies will vary on coverage and is always reasonable to discuss your issues with your surgeon and primary care. It would behoove you to get as much information as possible and even call your insurance yourself. Certainly, pay in advance prior to your surgical procedure and options such as financing are available if you qualify. Hope that this helps! Best wishes!
Insurance Coverage for Rhinoplasty
Insurance will usually cover functional problems such as breathing obstruction, repeated nasal or sinus infections, or intermitant nasal bleeding. They will not pay for any cosmetic changes.
Insurance covers what is medically necessary, not cosmetic
Insurance will only cover a broken nose that has recently been broken, an old broken and twisted nose that is causing a breathing problem, or simply a deviated septum and/or turbinate surgery for breathing problems. Medical insurance also pays for sinus surgery. A rhinoplasty is considered cosmetic and is not covered by any medical insurance.
Insurance doesn't cover cosmetic surgery
It's very simple. If you are making your nose look better, it is not covered. You don't have a medical problem. If you are fixing a medical problem, usually a breathing problem, then insurance should cover it. Sometimes, you are doing both so insurance will cover part of the procedure Good luck!
Rhinoplasty and insurance
Insurance will cover work on the septum to correct breathing problems. They will not cover any cosmetic work to the nose. Many times both procedures can be done at the same time, but the anesthesia and operating room fees for the cosmetic portion of the case will be your responsibility. Good luck, /nsn.
These answers are for educational purposes and should not be relied upon as a substitute for medical advice you may receive from your physician. If you have a medical emergency, please call 911. These answers do not constitute or initiate a patient/doctor relationship.