Deviated septum. Will insurance pay for it?

Insurance coverage for rhinoplasty and deviated septum correction can vary depending on your insurance policy and the medical necessity of the procedures. Typically, if the deviated septum is causing functional issues and affecting your breathing, it may be considered medically necessary, and a portion of the procedure may be covered by insurance.

However, any cosmetic changes, such as reducing the bulb of your nose for aesthetic reasons, are usually considered elective and not covered by insurance. It's essential to check with your insurance provider to understand the coverage details and discuss your specific situation with a plastic surgeon to determine the best approach and potential insurance coverage for your case.

Best of luck !

Insurance will pay to straighten a deviated septum if medicine does not improve breathing. Also, it is always best to work inside and outside of the nose at the same time because some of the septal cartilage may be used to reshape the nose. The insurance won't pay to do the rhinoplasty part, however. Be sure to see a rhinoplasty specialist for consultation.

Insurance should cover the deviated septum if it is causing breathing problems. However, the tip work and any other aesthetic changes will be out of pocket.

Documentation from your surgeon must be performed in the chart for medical necessity, and then a letter of preauthorization is usually sent to the patient's medical insurance for coverage. Expect to pay for co-pays and deductibles associated with any medical insurance. All cosmetic surgery must be paid for by the patient. Both functional and cosmetic nasal surgery can be performed together under one anesthesia with one recovery.