Is there a Payment Plan for Hairline Lowering? Meaning can half of the money be payed back? If so, what is the payment plan?

You first need to have an exam.  More specifically, you need to make sure you do not have androgenic alopecia.  Feminine hair line can be achieved with hair transplant surgery, lowering the hair line and rounding out the face (corners) for a more feminine frame to your face.

Some people shop for the lowest cost.  Sometimes people don't want to travel.  If you are considering a major cosmetic surgery on your face/body, seek out the best surgeon based on reputation, not geography. Otherwise you may spend the rest of your life traveling around the world to...

Hair transplant surgery can narrow your forehead and even round out your hairline to distract from the "bony curve" and the prominent cheek bone you outlined on the photo.  Fat transfers or dermal fillers can enhance your cheeks.

The cost of any surgery vary depending on the amount of work involved, your exam, and also what a particular doctor may charge.  In general forehead reduction surgery may be in the $10,000 range.

Hair transplants can even out hair lines and round the face.  Forehead reduction lower the hair line drastically.In general, forehead reduction surgery involves an incision along your hair line and pulling your scalp forward and cutting out any overlapping skin then sewing back the skin....

"Brow bone" do not appear and disappear.  Bones do not grow in one month.  Loud music and smoking do not cause changes to your face.  You need an exam by a doctor.