What medical conditions, if any are considered necessary to have a Tummy Tuck panniculectomy and be covered under Insurance?

I had endometriosis very bad which was the reason of me not being able to get pregnant for 10yrs. After a couple of surgeries, I was able to get pregnant. I've had two kids both by C-Section. After having the C-sections. My belly hangs down to my pubic area. I've also have had to have numerous (10) roughly surgeries for cyst on my ovaries, scar tissue, adhesions, more endometriosis. I've had a partial hysterectomy and I only have my left ovary. Do you think the apron is causing all the problems?