How much would it cost and are there payment plans for gynecomastia surgery?

To help you better decide, let's break down what a surgeon charges you for. 
The cost for any surgical procedure should be evaluated based on the following criteria. 

Surgeon fee ( this will depend on the experience and consistent results offered by the surgeon) Hospital infrastructure cost( Smaller nursing homes / exclusive Aesthetic centers/ Multi speciality hospital) Any special instrument's used in the procedure like Power assisted/ USG/ LaserWhat additional cost's that are likely to be charged separatelyDuration of procedure (may depend on the size or volume of area treated)Whether additional skin reduction or mastopexy is needed. 
The cost of Gynecomastia ranges from ₹85,000 – ₹2,00,000 ($1,300 – $3,100 Approximately). Prices may vary based on location of surgery and which surgeon is performing the operation. If you’re shopping around, price should factor in, but it shouldn’t be your first priority.
Most insurance provider's don't cover this type of treatment, but it is best to check with your insurance provider to be doubly sure.
Some surgeons / hospitals have may have payment options or plans, but you need to check this with the hospital.

The cost off male breast reduction varies across the country and even in
the same area. Prices in South Florida are less than more expensive
cities such as Toronto, New York, or Los Angeles. We charge starting at
$3000 + MD Anesthesia related expenses for male breast reduction. Patient financing is becoming an increasingly important consideration. We work with 8 companies and over 30 lenders so we can generally help a patient find a financing program appropriate for him. To
ensure the lowest possible costs and the highest possible quality,
consult with board certified plastic surgeon who owns his own nationally
accredited surgery center. Consult with 3 experienced and expert board certified plastic surgeons to understand your options.