Can You Get Insurance to Pay for a Tummy Tuck Because of Prolapsed Uterus and Other Issues?

After my second child last yr I have been told I have a umbilical hernia, rectus abdominis, and a prolapsed usterus, bladder and rectum. My gyn will be doing a hysterectomy, do you think insurance would pay for a tummy tuck to fix the rest?

Doctor Answers 6

Insurance and TT

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Unfortunately, insurance does not cover a tummy tuck. Occasionally with documentation of recurrent infection they will pay for a panniculectomy (simply removing loose skin).

Tummy tuck and insurance

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It is difficult to have insurance pay for a tummy tuck but I do request coverage from carriers. Also, I do arrange to do a tummy tuck with a Gyn during the same procedure which decreases costs. I am offering a temporary price reuction and excellent financing for all cosmetic surgery. Watch my video!

Edward J. Domanskis, MD
Newport Beach Plastic Surgeon
4.5 out of 5 stars 28 reviews

Will insurance cover a tummy tuck (abdominoplasty)

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A tummy tuck will not fix the rest and therefore an insurance company is highly unlikely to pay fo the abdominoplasty.

Otto Joseph Placik, MD
Chicago Plastic Surgeon
4.9 out of 5 stars 86 reviews

Medical Insurance does not pay for ANY Cosmetic Surgery

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Your medical insurance MAY pay for correcting your umbilical hernia, prolapsed uterus/bladder and rectum but it will not pay for flattening your tummy with a Tummy Tuck (Abdominoplasty). Insurance companies regard all of Cosmetic Surgery as unnecessary surgery and do not pay for them.

Peter A. Aldea, MD
Memphis Plastic Surgeon

Tummy tucks are not covered by insurance

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Although a tummy tuck will address the rectus diastasis that you describe, this issue is only a cosmetic problem, not a functional one. The other problems are certainly functional issues, but are handled with an operation that does NOT involve doing an abdominoplasty.

The second issue is safety: its been shown that there is a higher risk of surgical and medical complications when GYN procedures are combined with abdominoplasty. I'm personally reluctant to do any of these combo procedures.

Ask yourself: Why should you insurance company pay for an abdominoplasty, which is a cosmetic procedure?


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Nice try - but the abdominoplasty is cosmetic and not covered by insurance. But --- if done at the same time as the gyn surgery, the hospital stay or facility charge will usually be covered by your insurance.

William B. Rosenblatt, MD
New York Plastic Surgeon
4.2 out of 5 stars 12 reviews

These answers are for educational purposes and should not be relied upon as a substitute for medical advice you may receive from your physician. If you have a medical emergency, please call 911. These answers do not constitute or initiate a patient/doctor relationship.