HSA acceptance for plastic surgery?

Thanks for your question!
Contact your HSA for restrictions you may have on where and what you can use it for. Schedule a consultation with a board certified plastic surgeon to discuss your options. Best wishes!

You can’t use your HSA for cosmetic surgery but it sounds like yours is more reconstructive than cosmetic. I have had patients use their HSA for things like this and it has not been questioned

Congratulations on your weight loss! Typically cosmetic procedures are excluded from eligibility for HSA funds. As you have lost significant weight there may be an exception. Check with your provider to determine what is eligible for coverage.

HSA spending is going to be limited for medically indicated procedures.
This is most likely not going to include procedures that are considered cosmetic.
Typically breast augmentation and breast lift surgery are not considered medically indicated and cosmetic.
Breast reduction on the other hand would be considered a medically indicated procedure.
You may want to talk to your plastic surgeon if you have one to see if they can come up with an ethical way of getting the procedure documented as medically indicated.
Best,
Mats Hagstrom MD