I am looking at getting a BBL and have contacted several surgeons to get quotes. In a few of the instances, after I mentioned that I am financing the surgery via Care Credit, I was given a higher quote than what was initially quoted. In some cases, up to $1000 more! I had a consult here in OG and didn't mention paying by Care Credit until the very end, and there was no issue, and the consultant didn't seem to care how I pay. I am looking at getting the procedure in Miami, Cincinnati, or Detroit.
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Care credit does charge next her fee for their financing. In some cases, certain offices will pass that feel onto the patient. I would discuss the matter extensively with your surgeon and their office. They may offer you a lower price if you pay by cash rather than financing.It is imperative that you seek the advice of a plastic
Dr. Joubin Gabbay, MD
Board Certified Plastic Surgeon
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A good candidate has enough fat available for transfer in the procedure. The amount of fat that can be transferred in a BBL depends on how much fat the patient has to harvest and the amount of space there is to move the fat into. It is recommended for the patient to have a BMI of 30 or less. If you are too thin, a Brazilian Butt Lift may not be possible.
Dr. Jaime S. Schwartz, MD, FACS
Board Certified Plastic Surgeon
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Great Question.It is different in every practice, but to answer your question yes! If a patient is paying with Care Credit there is a 3% increase on the original quote given. All patients leave with two quotes so that they can decide how they would like to pay.It is a great resource but definitely not free!Best Wishes.
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Care Credit does charge a certain percentage of the amount that is paid for by Care Credit, which is likely why the offices you contacted gave you a subsequent higher quote.
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Care credit offers different plans for surgeons to offer to their patients.Borrowing money is never free.Someone has to pay for it.Either the patient or the doctor.Some providers will allow care credit to offer 0% interest. This comes at a significant expense to the plastic surgeon.If the patient care Cordinator you spoke with is incentivized to sell surgery and is not penalized for selling surgery with financing then why should she care if you're financing.If it's a private plastic surgeons office Who is losing 5% or more then it's reasonable for them to ask a higher fee if the patient is financing.In our practice we give incentives for patients who pay with cash or cashiers checks to avoid the significant fees we paid for excepting credit cards.We do offer care credit and did not add an additional fee.Instead we offer a discount for those who are able to pay for the procedure upfront avoiding the use of care credit or credit cards.Best,Mats Hagstrom M.D.
