I am looking at getting a BBL and have contacted several surgeons to get quotes. In a few of the instances, after I mentioned that I am financing the surgery via Care Credit, I was given a higher quote than what was initially quoted. In some cases, up to $1000 more! I had a consult here in OG and didn't mention paying by Care Credit until the very end, and there was no issue, and the consultant didn't seem to care how I pay. I am looking at getting the procedure in Miami, Cincinnati, or Detroit.
February 8, 2016
Answer: Does Care Credit charge a fee to providers? Care Credit does charge a certain percentage of the amount that is paid for by Care Credit, which is likely why the offices you contacted gave you a subsequent higher quote.
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February 8, 2016
Answer: Does Care Credit charge a fee to providers? Care Credit does charge a certain percentage of the amount that is paid for by Care Credit, which is likely why the offices you contacted gave you a subsequent higher quote.
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February 9, 2016
Answer: Care credit and the cost of financing Care credit offers different plans for surgeons to offer to their patients.Borrowing money is never free.Someone has to pay for it.Either the patient or the doctor.Some providers will allow care credit to offer 0% interest. This comes at a significant expense to the plastic surgeon.If the patient care Cordinator you spoke with is incentivized to sell surgery and is not penalized for selling surgery with financing then why should she care if you're financing.If it's a private plastic surgeons office Who is losing 5% or more then it's reasonable for them to ask a higher fee if the patient is financing.In our practice we give incentives for patients who pay with cash or cashiers checks to avoid the significant fees we paid for excepting credit cards.We do offer care credit and did not add an additional fee.Instead we offer a discount for those who are able to pay for the procedure upfront avoiding the use of care credit or credit cards.Best,Mats Hagstrom M.D.
Helpful 2 people found this helpful
February 9, 2016
Answer: Care credit and the cost of financing Care credit offers different plans for surgeons to offer to their patients.Borrowing money is never free.Someone has to pay for it.Either the patient or the doctor.Some providers will allow care credit to offer 0% interest. This comes at a significant expense to the plastic surgeon.If the patient care Cordinator you spoke with is incentivized to sell surgery and is not penalized for selling surgery with financing then why should she care if you're financing.If it's a private plastic surgeons office Who is losing 5% or more then it's reasonable for them to ask a higher fee if the patient is financing.In our practice we give incentives for patients who pay with cash or cashiers checks to avoid the significant fees we paid for excepting credit cards.We do offer care credit and did not add an additional fee.Instead we offer a discount for those who are able to pay for the procedure upfront avoiding the use of care credit or credit cards.Best,Mats Hagstrom M.D.
Helpful 2 people found this helpful