Thank you for your question. Any insurance does not cover an elective procedure. Many surgeons, including myself, offer online virtual consultations where you send us your photos and we can estimate the cost. I, like many surgeons, also offer free consultations so that you can be examined and given the most accurate quote.Choose a board certified plastic surgeon who has done a ton of Brazilian Butt Lifts and has privileges to do this surgery at a local university hospital. This says his credentials have been checked out by fellow Drs. All surgeries carry risk, talk to your plastic surgeon and choose one wisely.
Insurance does not cover a brazilian butt lift. You will have to pay for it out of pocket to your surgeon. Best of luck. Fees in NYC run about $8000-$15000.