If by your early 20's you have not been able to grow a beard, it's likely in your genetics to not have a beard. You may want to check with your Father and Grandfather when they and if they were able to grow a beard. If it's in your genetics to not grow facial hair, there isn't really an option for you aside from a transplant to get hairs to grow on your face.
You can try growth supplements but by your early 20s if you have no beard it's likely in your genetics to not have a beard. If that's the case, there isn't really an option for you aside from a transplant to get hairs to grow on your face.
Many young men want to accelerate their beard growth and ask about it. It takes age (genetic triggers which occur in family lines) so if you want to find out when your beard will grow out, you need to find out when your father or grandfather started to grow their beard. Hormones should have kicked in nicely by the time a man reaches 18 but he must wait out his genetics as hormone alone are not responsible for the onset of beard grown. Beard transplants can be done when the young man is a bit older (over 25) if the beard has not grown in yet