When is a Body Lift Covered by Insurance?

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In my experience, rarely is/are any cosmetic portion of body contouring procedures going to be covered by a third party payor.  In selected cases, a panniculectomy may be covered, but this is not a cosmetic procedure, and will not address loose skin around the posterior or lateral portions of your torso..  

Most of the time insurance does not cover body lifts.  If it is a covered benefit, insurers would typically require abdominal skin hanging below the pubic bone, severe rashes and skin infection history, and functional impairment caused by the skin.