Thank you for your question about coverage criteria for a body lift. Bariatric surgery is typically covered by insurance carriers unless it is excluded because it is effective in creating weight loss and improving co morbities such as hypertension, diabetes and knee problems. Despite the strong science in this regard, not all carriers cover the surgery because of the cost...this is called a policy exclusion. Similarly aesthetic body contouring procedures such as a body lift can not only improve your body image and quality of life but also help to keep the weight off permanently. Despite these benefits, most carriers exclude most aesthetic procedure such as body lifts. If aesthetic procedures are excluded as a covered benefit, they will not be covered under andy circumstances. In some cases they are not excluded as a covered benefit, but must meet medical necessity. Meeting medical necessity is intentionally vage and difficult to ascertain. Insurance companies typically do not make this process transparent or efficient. The most effective approach would be for you to reach out to your insurance carrier to get the information directly from them as it may vary by carrier, Since you are their customer, they are more likely to be responsive to you than they are to your surgeon. The first question to ask is whether a body lift is a covered benefit under your plan. If it is a covered benefit, then I would ask what are the medical criteria and documentation necessary to meet medical necessity. I would ask them to send you this information in writing. Thereafter, I would go about scheduling the doctors appointments necessary to fullfill those criteria if possible. Once that process has been completed, then you are ready to seek consultation with a board certified Plastic Surgeon. I hope this helps! Best wishes on your weight loss journey.