How can I get rid of the under eye bags and cheek lines? (Photo)

I have undereye bags/puffiness & this line started coming from the inner coner of my eye to my cheeks. The line is very noticeable. I have used several different eye creams(9yrs) nothing is working.Im 29 and when I was 15, I started to use a skin fade cream to lighten blemishes regularly. But I used it under my eyes, eyelids, basically my whole face. It toned my skin but I noticed under eye bags & puffiness. I think this cream made my skin very thin & I just want to get rid of the bags/ lines.