Will Tricare Cover a Breast Reduction for Me?

Thank you for the question.
Based on your description, you may be an excellent candidate for breast reduction surgery. This operation tends to be one of the most patient pleasing operations we perform. 
You will need to check with your insurance company directly to see whether your policy covers this operation. They will also be able to tell you whether you will have any direct responsibility/expenses if you choose to undergo this procedure.
The best way to obtain insurance coverage for breast reduction surgery involves some “hoops” to jump through. The more documentation you have (for example, from your primary care doctor, physical therapist, chiropractor etc.) the better when it comes to obtaining insurance “authorization” for the procedure.
This documentation and letter/pictures from your plastic surgeon will help you obtain authorization. When dealing with health insurance companies, prepare to be persistent…
 I hope this helps.

Different insurance companies have different criteria for covering breast reduction.  You seem to have all the qualifications to have the surgery, but what a plastic surgeon thinks and what the insurance criteria is may be totally different.  The more documentation you have  that it is "medically necessary" and that you have tried all the conservative measures without success helps your case. Usually a minimum weight to be removed is required.  Sometimes it is an absolute amount or it may be based on the "Schnur scale" according to your height and weight.  Conservative measures are support bras, physical therapy, ruling out intrinsic causes of back pain, medications for skin rash.  You may also want to have nerve conduction studies to see if the tingling in your fingers is related. Ultimately you will need a letter and photos from a plastic surgeon and accompanying supporting documents to see if you qualify.

It's your insurance, we have no idea if it will or will not cover --- call them. In my exprience, insurance is now paying less and less - and does not cover really necessesary surgery. Good luck with them.