Does Blue Cross Blue Shield cover the cost for breast implants?

Insurance will only pay for medically necessary procedures. By definition, elective cosmetic surgery does not qualify (as there is no medical indication for surgery).You may have heard of insurance covering the cost of implants in the past, however, this was likely a case of reconstruction following mastectomy for breast cancer. By federal law, breast reconstruction and the associated costs must be covered by insurance as a component of the overall cancer treatment.With regards to your specific concern, there are a number of companies which specialize in helping potential patients finance cosmetic surgery. Some offices also offer in-house financing.As always, discuss your concerns with a board certified plastic surgeon.

Hi,Thanks for your question. Insurance companies don't cover breast implants for "cosmetic" purposes. Don't give up hope though because there are several awesome financing companies, including CareCredit, Alphaeon and United Medical Credit. Meet with a board certified plastic surgeon to discuss your goals, get a quote and find out what financing options they offer.Best of Luck!