Rhinoplasty - Painful bump on nose. Would insurance pay to fix?

It is possible to submit the claim to the insurance company detailing your history of trauma, your deformity, and the associated tenderness.  If this is submitted preoperatively, they may provide a preauthorization for coverage, or they may deny it.  If denied, then you would have to pay for the surgery yourself. 

A painful bump on the nose (or anywhere) should be evaluated to make sure there are no medical issues present (cyst, granuloma, congenital abnormality, etc.), and if it is found that it is medically related issue then medical insurance should help cover some portion or all of the expense, but that would be based on your insurance policy.I hope this helps.

The only way to answer this question would be to consult with a rhinoplasty surgeon. I think it is unlikely that insurance would cover surgery for a painful bump if it is not otherwise causing any issues. However, this determination is up to your insurance carrier and will be decided by them after a consultation. I hope this information is helpful for you.Stephen Weber MD, FACSDenver Facial Plastic Surgeon

Health insurance pays for procedures that are deemed medically necessary. Rhinoplasty may be covered to correct difficulty breathing secondary to trauma, skin cancer removal, or saddle nose deformities (often caused by septal perforations from prior surgery, intranasal medication use, or autoimmune disease). Congenital nasal deformities secondary to a  cleft lip or other craniofacial syndrome are also covered.  Removing a bump from the nasal bridge is considered cosmetic and unlikely to be covered.

     Insurance tends to reimburse only for breathing issues.Kenneth Hughes, MDLos Angeles, CA............

My staff always helps my patients work with their insurance companies to determine benefits rested to their nasal surgery. This is a question that your insurance company must answer.