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Do I need to be referrered to a PS by my PCP in order to have my insurance cover a breast reduction surgery?

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Aoife1848
Like many women, I have struggled with back, neck, and shoulder problems since high school due in large part to having DDDD breasts. Since I want the surgery for medical reasons and have already done years of chiropractic and a year of physical therapy, I'm hoping insurance will cover it. I'm wondering though if I need a referral, or if I can just have a consultation and provide my therapy records. Thank you!

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