Should I apply for financing before or after consultation?

It really depends on your current financial situation. It usually is preferred to work with the financial company your plastic surgeon recommends. Also to consider if you apply for financing before and do not go through wih surgery your credit takes a "hit". Best of luck.

This really all depends on your current financial situation and how much you are depending on financing to allow you to proceed. Remember that anytime you apply for financing, you get a "hit" against your credit. It would be a shame to have that occur should you decide, after your consultation, either 1) Not to go ahead with the procedure or 2) You are able to finance it on your own. I would suggest you seek a Board-Certified Plastic Surgeon, have your consultation, obtain your quote, and go from there. 

Schedule your consultation with a board certified physician, and then check their website for the financing options they participate with. It is best to apply for credit from their preferred financing programs. As to whether you should apply before or after your consultation, it depends on how set you are on having surgery. If you really want to have something done, it is good to go in knowing what your credit limitation would be. That way you know before leaving the office if what was recommended for you could actually be done. As a side note, please make sure that you can afford the monthly payments on what credit you expect to take out. Ideally, you want to pay off the entire amount in 6-12 months. If you cannot do that, please don't go beyond your means to have cosmetic surgery and risk financial ruin.  Good luck.