Should I apply for financing before or after consultation?

Question

I'm interested in having my procedure financed as I stated in my previous question. Should I apply prior to my consultation so I know wether I am approved ? Or should I wait until after consultation?

Martin Jugenburg, MD · Answer

It really depends on your current financial situation. It usually is preferred to work with the financial company your plastic surgeon recommends. Also to consider if you apply for financing before and do not go through wih surgery your credit takes a "hit". Best of luck.

Kenneth Dickie, MD, FRCSC · Answer

This really all depends on your current financial situation and how much you are depending on financing to allow you to proceed. Remember that anytime you apply for financing, you get a "hit" against your credit. It would be a shame to have that occur should you decide, after your consultation, either 1) Not to go ahead with the procedure or 2) You are able to finance it on your own. I would suggest you seek a Board-Certified Plastic Surgeon, have your consultation, obtain your quote, and go from there.

Erez Sternberg, MD · Answer

Schedule your consultation with a board certified physician, and then check their website for the financing options they participate with. It is best to apply for credit from their preferred financing programs. As to whether you should apply before or after your consultation, it depends on how set you are on having surgery. If you really want to have something done, it is good to go in knowing what your credit limitation would be. That way you know before leaving the office if what was recommended for you could actually be done. As a side note, please make sure that you can afford the monthly payments on what credit you expect to take out. Ideally, you want to pay off the entire amount in 6-12 months. If you cannot do that, please don't go beyond your means to have cosmetic surgery and risk financial ruin.  Good luck.

David C. Yao, MD, FACS · Answer

Thank you for asking. Many offices can explore this with you during the time of the consultation visit. Sometimes having the consult done can allow you to assess your precise needs (type of implant, lift or ancillary procedure, etc.) to help you plan better. Hope this helps. Best wishes

Richard H. Fryer, MD · Answer

Thank you for your question.  You can apply before or after, whichever you prefer.  It would be best to find out what type of financing if offered through the doctor's office that you are considering.  It is also good to know that you will be able to or are approved to finance the surgery before going through the consultation  and scheduling process.If you would like more information regarding breast augmentation you can download a free copy of my breast augmentation planner at aBetterBreast.comBest of luck to you!

Should I apply for financing before or after consultation?

Answers (8)

Answer: Consult after financing

Answer: Consult after financing

Answer: Should I apply for financing before or after consultation?

Answer: Should I apply for financing before or after consultation?

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Should I apply for financing before or after consultation?

Answers (8)

Answer: Consult after financing

Answer: Consult after financing

Answer: Should I apply for financing before or after consultation?

Answer: Should I apply for financing before or after consultation?

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Recommended reading

Everything you need to know about Breast Augmentation

Our mission is to create a world where every investment in modern beauty is Worth It.