How Long Does a Neck Lift Last?

Neck lifts some times refer to an under the chin incision with liposuction and tightening. They do not tighten skin.
Most patients with your problem need a facelift in addition to a necklift. That way the skin is tightened.
Many patients with early signs of aging around the jowl and neck area benefit from a minilift, but this should be very carefully performed by an experienced facelift surgeon you have researched carefully, not a mass market clinic.
At your age, the average benefit would be about 5-7 years in the appearance of the face, but this varies widely depending on your skin type, what procedure exactly is performed, what additional procedures are being done, etc. 5-7 years would be an average of how long the patients felt the procedure lasted, althoiugh after a well done minilift or moreso even with a facelift there is permanent benefit.
Most offices do offer financing.
You are best seeking several consultations and doing it right, even if it means saving up. Wasting your money on minimally invasive solutions will probably delay your getting the proper procedure.

This is a really great question that comes up often in cosmetic consultations: What is the duration and durability of a cosmetic surgery?
Most of that answer depends on your own, inherent physiology and anatomy. For example, an older patient will often get less durability out of the surgery as their tissues just do not respond as well as a younger person. Your genetic predisposition to agent will also play significant role.
I always tell patients that we can turn back the hands of time, but we cannot stop them from taking forwards. Basically, you will always be aging from a new point, as you continue to age after your surgery, you will always have that Headstart having begun that process from a better starting point, so you always look better than had you not had the surgery.
The type of surgery is also important; an eyelid surgery does not tend to have as much tension placed on it as say a facelift, so inherent genetic changes can play more of a role with duration there. Treatments like Botox or Dysport can definitely be preventative and prolong the need for surgery by helping to take tension off of the tissue. I always encourage my post operative patients to preserve their results with Botox or Dysport, just as we encourage young patients to start early and preserve what they already have!
To ensure you are receiving the highest level of care, seek out a modernly trained, new-school dermatologic surgeon, oculoplastic surgeon, facial plastic surgeon or plastic surgeon who is board certified and fellowship trained in one of these “core four” cosmetic specialties. Membership in organizations like the American Academy of Facial Plastic and Reconstructive Surgery help to identify a highly trained surgeon.
Cameron Chesnut
#realself500 Physician

On average the surgical #results last between 4 and 7 years. However, people vary so much from one another, an exact time is difficult to provide. If you wish, you may repeat the procedure at that time. There is always an improvement compared to not having the procedure as the #aging process continues to progress throughout the future. Patients, with very loose skin will occasionally experience sagging earlier and it may be seen as soon as one  year later. Such may require a secondary procedure to tighten the loose skin. It's best to begin by consulting with a surgeon in-person. The presence of banding down the front of the #neck, and, amount of excess skin and condition of your skin are among some factors which determine what treatments will best rejuvenate your neck. Consulting with a board-certified plastic surgeon who specializes in #face, #neck and #chin procedures is important to ensure you are receiving the best advice, care, and surgical experience possible.