Would my medical pay for my tummy tuck?

This completely depends on several factors. It depends on your abdomen, your insurance company and the quality of the letter sent by your board-certified plastic surgeon. If you have significant amount of excess skin and fat of the abdomen,  the panniculectomy, abdominoplasty or tummy tuck may be covered. Most insurance companies also want proof of chronic rashes. These rashes need to be treated with multiple topical medications without relief for 3 to 4 months. All this needs to be documented in your medical chart and ideally with photographs.Secondly, all insurance companies are not created equal. Some plans are better than others. I have had very small tummy tucks or abdominoplasties approved by insurance and very big tummy tucks denied by insurance. It completely depends on the quality of your insurance and the insurance provider agreeing to the abdominoplasty or not.Thirdly, many board-certified plastic surgeons don't even bother with insurance. This is because there is a significant amount of time and expense that goes into submitting a letter to the insurance company. This is unfortunate because many abdominoplasties are indeed covered by insurance.in conclusion, I would suggest you seek a board-certified plastic surgeon with a significant amount of experience in submitting abdominoplasties to  insurance for authorization. Bottom line, it does not hurt to try. If your abdominoplasty does get covered by insurance, that would be great. 

There are very few cases where insurance will pay for a tummy tuck.  In some cases of extreme weight loss and severe hanging skin,  some insurances companies may cover the procedure.  You can check with your own insurance, but coverage is quite unlikely.  Insurance companies consider most tummy tucks cosmetic in nature.

Insurance companies do not pay for cosmetic surgery. Tummy tucks are nearly always performed as cosmetic procedures.

Insurance companies will not cover a cosmetic surgery like this.  In some instances, they may cover a panniculectomy.Kenneth Hughes, MDLos Angeles, CA

I'm assuming that you are talking about MediCal.  They will pay for a panniculectomy of the lower abdominal skin.  The only medical justification they accept for this is documented previous massive weight loss and problems with rashes and infections in the fold of overhanging lower abdominal skin.  You have to have documentation that your primary care physician has tried to "medically" treat this and failed.This is an operation to remove the lower overhanging skin only.  It does not include the upper abdomen extra skin removal, the incision in the belly button, or muscle tightening.  That is always considered cosmetic surgery.  Sometimes you can have a "combination" procedure where MediCal covers removal of the lower skin and you pay extra for the cosmetic portion of the operation.

It is quite unfortunate but medical insurance very rarely gets involved when it comes to a tummy tuck.  If your circumstance is such that you have signifiant medical issues with the excess tissue at your abdomen, such as severe rashes and skin breakdown, there is a chance.  In such case you would likely need to start with your primary care physician to begin the insurance process, but the successful cases of utilizing insurance with aesthetic plastic surgery are few and far between.

Unless there is some unusual circumstance, insurance companies generally do not cover tummy tuck surgery. In other words, insurance companies do not consider this operation medically necessary. Sometimes, however insurance companies will cover excision of lower abdominal wall skin/apron;  this operation is called a panniculectomy. Best wishes.

Abdominoplastys are considered cosmetic surgery. I have not seen anyone have health insurance coverage for that in 15-20 years.