Buying additional surgery insurance for post op breast augmentation?

Question

My doctor offered me Blis insurance when I went in for my consult. My surgery is next Friday and I'm considering buying an insurance plan for my surgery. I called the service and it apparently covers all fees including surgery and doctor time if something were to happen with the implants say infection capsulating and bleeding. Is it worth it? I have spoken to my friends who had augmentation and this is not something they opted in to

Austin Hayes, MD · Answer

Thank you for your question. Only you can make this decision. Although the risk of hematoma and infection is low after breast augmentation surgery, there's no guarantee that your private health insurance would cover these costs. Like with any insurance, it's important to weigh the cost of the insurance, the likelihood of using the insurance, and the possible larger expenses that the insurance prevents against.

Curtis Wong, MD · Answer

but complications are very rare.  So if you take your chances, its unlikely anything will happen.  But if you're not able to afford emergency surgery, then its not a bad idea if the costs are not extreme.  Be careful and read the fine print before signing on the line.

Richard J. Brown, MD · Answer

My take on your question is that your doctor is asking you if you want to buy an insurance offer from him or her personally that would guarantee they handle any problems should they arise? Is that correct? If so that is totally up to you and I have never heard of something like that. Each and every surgeon has a cosmetic financial policy that outlines what happens if you have a complication. Usually it means you pay anesthesia and facility and the surgeon will waive their fee if they deem it is necessary to take you back to the operating room. There is no insurance company that will cover any complication you have from a cosmetic procedure. So if what you are asking is the scenario I describe I would first ask what the policy is of your surgeon if you have a postoperative complication without buying this "insurance." Then you decide. DrRickAZ

Arian Mowlavi, MD, FACS (license on probation) · Answer

We use Allergan implants which come with a 5 year warrantee which can be increased to 10 years which covers the implant if something were to happen to it and a partial coverage of surgery. Please contact the implant of your choice to get specific plan info and pricing.

Buying additional surgery insurance for post op breast augmentation?

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Answer: Insurance on implants

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Buying additional surgery insurance for post op breast augmentation?

Answers (4)

Answer: Insurance on implants

Answer: Insurance on implants

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Recommended reading

Everything you need to know about Breast Augmentation

Our mission is to create a world where every investment in modern beauty is Worth It.