Best way to afford the surgery or get help making payments on it?

I'm 19 years old and I'm dealing with protruding ears, they have always been my main source of social anxiety and insecurity. Ive gotten so frustrated with having them pop out of my head, and the ridicule and pain they've caused me, so when I found this surgery it was like finding the answer I had been searching for my entire life! the only problem is I don't have the 3000-5000 available, nor does my mother of 4 other kids. what would be the most affordable way to go about this? thank you :)

Doctor Answers 5

Financing Your Surgery

Most practices offer financial assistance with your cosmetic procedure. You can take out a personal loan, use your credit card, or negotiate a payment plan with the doctor if they offer one. Do keep in mind that a surgery should not bankrupt or cause you financial strain. If you want a cosmetic procedure done, start saving or speak to a plastic surgeon about his/her payment options.  

Affording Otoplasty

Financing options have been increasing. We offer external financing with 8 companies and over 30 lenders so there is generally options for most patients. To get a good quality with the best value, consult with surgeons who own their own nationally accredited surgical centers. 

Kris M. Reddy, MD, FACS
West Palm Beach Plastic Surgeon
4.5 out of 5 stars 36 reviews


Financing is available for elective cosmetic procedures. The interest rates are typically fairly high for anything other than short repayment times. Many hospitals that have plastic surgery training programs offer discounted fees for supervised surgery by the resident trainees.

Robert H. Hunsaker, MD
Miami Plastic Surgeon
4.5 out of 5 stars 69 reviews

Otoplasty payment.

I like many experienced surgeons have a company we can arrange for you to have a payment plan.        

Toby Mayer, MD
Beverly Hills Facial Plastic Surgeon
4.8 out of 5 stars 32 reviews

Otoplasty procedure

There are many different financing options for patients who want to undergo cosmetic surgery, including an otoplasty.  Most plastic surgery offices offer third-party financing options which include credit cards and  banking  personal loans.  Otoplasty is usually performed under local anesthesia, so there's usually no anesthetic charge

William Portuese, MD
Seattle Facial Plastic Surgeon
4.7 out of 5 stars 126 reviews

These answers are for educational purposes and should not be relied upon as a substitute for medical advice you may receive from your physician. If you have a medical emergency, please call 911. These answers do not constitute or initiate a patient/doctor relationship.