Can I make monthly payments from a surgery?

Most surgeons require payment in full prior to surgery. Some may offer "in house" financing or you could try Care Credit. Perhaps you could pay your deposit, make monthly payment until it is paid for and then schedule your surgery. Be sure to consult with board certified plastic surgeons. Good luck.

Thank you for your question and service to our country! Different offices have different financial policies when it comes to cosmetic procedures. At your consultation your surgeon, or a member of their staff, will be able to go over their policies and which, if any, outside financing companies they participate with such as CareCredit or Alpheon. Good luck! 

Hello and thank you for your question.  The
best advice you can receive is from an in-person consultation.  Surgeon's offices have different protocols for this.  Many offices do offer payment plans.  Cost varies based on geographic region and surgeon expertise.   Make sure you specifically look
at before and after pictures of real patients who have had this surgery
performed by your surgeon and evaluate their results.   The most
important aspect is to find a surgeon you are comfortable with. I recommend
that you seek consultation with a qualified board-certified plastic surgeon who
can evaluate you in person.
Best wishes and good luck.
Richard G. Reish, M.D.  FACS
Harvard-trained plastic surgeon

Thank you for your service. While every plastic surgery office has different policies, you do have several options. First, if the surgery is reconstructive in nature and you have insurance, you may be able to find a plastic surgeon who accepts your insurance. If it is cosmetic in nature, you can pay what you have now as a deposit, and make installments until it is paid off, and then have surgery. (Most offices will not offer surgery first and payment later). Alternatively, you could pay by credit card or finance the plastic surgery through companies like Carecredit or Alpheon. Also, some plastic surgeons offer a military discount, so you could also inquire about that. Lastly, if you are near a teaching hospital and don't mind if surgical residents (plastic surgeons in training) are the ones doing your surgery, this can be a cheaper way to go, as the fees are less than a surgeon who has finished training. (Typically there is a senior or faculty surgeon overseeing the residents work, though the degree of involvement will vary.) Hope this helps!

Thank you for your question.  Every Practice will have different forms of payment.  Patients will normally have to pay a non refundable deposit.  The money would normally have to be paid before the surgery, or a finance company could be used.  All The Best 

Dear Shawto,most plastic surgeons have different paying options but most will also require a full payment before the procedure is performed. If you are considering a surgery, I would suggest you to discuss this with your plastic surgeon. Daniel Barrett, MD, MHA, MS 

Certified, American Board of Plastic Surgery  

Member, Am. Society of Plastic Surgery

usually is done by the patient though you may find some practices willing to take a chance and extend you credit.  When I did it, they all defaulted on payments and I no longer allow that.  I do allow 'lay away' plans where patients pay monthly (max 6 months) until the costs are reached then they schedule their desired procedure.

Each office has specific financing plans and policies. Most surgery needs to be paid for in advance, either directly by the patient or in combination with a financing plan like CareCredit or AlphaeonCredit. Some practices may offer you a pathway to pay monthly payments ahead of time but you are unlikely to be able to pay monthly payments to the practice after a surgery is already performed. That is the purpose of financing programs like CareCredit - the financing plan pays the surgeon (minus a service charge percentage) and you pay CareCredit like a typical credit card. If you have bad credit, you may not qualify with CareCredit although Alphaeon Credit may have slightly more liberal approval processes. Best bet is check with a few board-certified plastic surgeons' offices regarding their policies.

 Yes, it is possible to make monthly payments with some plastic surgery offices, but best  to always check with your operative surgeon about their policy. Discounting cosmetic surgery services can sometimes be obtained at your local medical center in the training division for  Plastic surgery.